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  • Chris Mangle's photo

    Chris Mangle
    Executive Director
    —

    With over 20 years’ experience in business-to-business finance, I pride myself on having a keen eye for detail, coupled with an excellent network of finance and non-finance professionals, colleagues and friends.

    Throughout my industry experience I have worked with companies which are owner-managed right through to large corporates and PLCs. The businesses I’ve continually worked with operate in nearly every sector and industry, throughout the UK.

    Over the years I have had many successes in helping businesses finance assets, working capital, restructure, refinance, right through to orderly disposal of debt and assets.

    Whether working with owner-managed SME clients or large corporates and PLCs, I thrive on seeing the impact of delivering solutions for our customers and playing a part in their success.

    In my spare time I enjoy quality time with my family, work on reducing my golf handicap, the occassional mountain walk along with mountain biking.

    Email: chris@custombusinessfinance.co.uk

    Phone: 07702951828

  • Martin Taylor's photo

    Martin Taylor
    Executive Director
    —

    I have 20 years plus experience working for some of the UK's largest financiers in Lombard and Santander and now I am co owner in Custom Business Finance based in Rotherham, South Yorkshire.

    I have reputation for being hardworking, honest, and a reliable individual. I pride myself on building strong working relationships with businesses of all sizes, from new start-ups to multimillion pound organisations.

    I thrive on being able to make a real difference to my clients and helping their businesses grow. Working with a wide array of businesses has given me a real insight into the day-to-day challenges that different businesses face. Being able to present commercially sound and well-structured funding solutions to aid these challenges is highly rewarding.

    When I’m not working, I’m either trying to improve my golf handicap or spending time with my young family and friends.

    Email: martin@custombusinessfinance.co.uk

    Phone: 07702951835

  • David Catling's photo

    David Catling
    Executive Director
    —

    I started my career at the RBS Group specifically Lombard Asset Finance in 2003 after graduating with an honours degree in Business and Marketing from Hull University. Having undertaken various roles spanning 6 Counties across many years, I developed many skills, which allowed me to transfer them to Custom Business Finance when we set the business up in 2016. 

    I have a genuine passion for finance and enjoy supporting our clients’ ambitions. We get involved in some exciting projects, small and large for all sorts of things such as asset finance and asset re-finance, commercial property, property development, invoice discounting and working capital solutions. Clients can range from new start ups to SMEs to large corporate PLC entities spanning a diverse sector base.

    In my spare time, I enjoy working out on my spin bike, coaching my twin boys football team, walking, visiting pubs and dining out restaurants with family and friends.

    Email: david@custombusinessfinance.co.uk

    Phone: 07516725796

  • Helen Stinson 's photo

    Helen Stinson
    Assistant Director
    —

    I have 20 years’ experience within the finance sector commencing my first role at Lombard. I am proficient in all aspects of relationship management, payment processing, documentation and customer service. In 2007 I was promoted to the role of Assistant Relationship Manager and relocated to London. There, I was responsible for supporting a team of Relationship Managers and their portfolio of customers. 

    In 2011 I returned to my Rotherham roots and began a series of Relationship Management support roles assisting various clients, including Private Individuals, Sole Traders, Partnerships and Limited Companies, across numerous business sectors. 2018 saw me complete 17 years’ service with Lombard and with it came the realisation it was time for a new challenge.  

    In my current role at Custom Business Finance I feel honoured to be part of a business that is completely dedicated to putting customers at the heart of all that we do.

    Away from work, I enjoy travelling, long walks in the countryside, listening to music and the occasional glass of red wine - hiccup.

    I very much look forward to working with you in the future and supporting all of your business needs. 

    Email: helen@custombusinessfinance.co.uk

    Phone: 07546511124

  • Ben Brown's photo

    Ben Brown
    Assistant Relationship Manager
    —

    I left college with strong qualifications and started employment at a local comprehensive school where I worked in their ICT department. After a year or so I moved into a classroom teaching environment having completed a HLTA qualification. This elevated my communication and interpersonal skills as I was more involved with behaviour management and in charge of external provision.

    Working with people and making a difference is a real passion of mine so now having the opportunity to work at Custom Business Finance in a different environment was an opportunity I grabbed with both hands.

    In my spare time I enjoy socialising, spending time with family, mixing with friends and going to the gym as often as I can.

    I look forward to working with new acquaintances as I develop new skills with CBF.

    Email: ben@custombusinessfinance.co.uk

    Phone: 07375830917

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0114 442 8008

Support Articles

Autumn Budget Review 2021: The Reaction

08 Nov 2021

Last week, the Chancellor of the Exchequer presented his budget and spending review for Autumn 2021. 

Following another year of financial fragility and disruption due to Covid-19, Brexit and other issues, businesses up and down the country were keen to see what support measures may potentially be just around the corner.

With COP26 looming in the background, it had been anticipated that there may have been a number of ‘green’ incentives announced but there were surprisingly few of these.

Instead, Rishi Sunak announced an extension to the Recovery Loan Scheme, a plan to create stronger high streets and an increase in the minimum wage.

Here are the key points for businesses to take note of:

An extension to the Recovery Loan Scheme

As we at Custom Business Finance predicted a couple of months ago, the Recovery Loan Scheme has been extended beyond the 31st December 2021 deadline. 

The Chancellor has announced that the scheme to help businesses find their feet after being financially impacted by Covid-19 will now accept applications until the 31st June 2022.

There are a few caveats to this, however. The following changes will be applicable to any applications made from 1st January 2022 onwards:

  • A maximum of £2million will be able to be borrowed per business, a reduction from up to £10million per business
  • The government guarantee of funds being borrowed will reduce from 80% to 70%

With this in mind, if you haven’t done so already, please get in touch as soon as possible and we can help you take full advantage of the scheme prior to the changing conditions coming in to affect.

High street business rates slashed in half 

It’s good news if you own retail, hospitality and leisure businesses!

We know that you’ve been one of the hardest sectors hit by the pandemic so you will be pleased to know that, for the next financial year, you will be able to claim a 50 per cent reduction in 2022-23, up to a maximum of £110,000.

The biggest single-year tax cut to business rates in over 30 years will hopefully go some way to providing a bit of welcome relief to businesses in this sector.

Minimum wage is going up

It’s been well documented over recent weeks that the cost of living is going up due to rising fuel and food costs. 

Employees will be pleased to see that, from 1 April 2022, the new national living wage rate will rise from £8.91 an hour to £9.50 for workers over 23 years old.

The rate for the national minimum wage will also go up. People aged 21-22 will see an increase from £8.36 to £9.18, and apprentices (aged 16 and over and not in full-time education) will get £4.81 an hour, up from £4.30.

Good news for employees but potentially concerning news for businesses who are already wrangling with increasing operating costs and associated costs to recovering from the pandemic.

Freeze on fuel duty

The anticipated price hike on fuel duty has been frozen for another year – which is good news for those of you who rely heavily on driving for your business to operate.

The duty will remain at 57.95 pence per litre UK-wide for 2022-23.

Alcohol duties to reflect alcohol percentage

If you work in pubs and bars, you will also be pleased to hear that alcohol duties have been cut and simplified. 

The duties placed on drinks will now reflect the percentage of alcohol simply equating to the strong the drink, the higher the duty.

If you’re an independent brewer, there will also be a new relief coming into play very shortly building on the existing scheme that’s in play.

Lastly, from 2023, draught beer and cider will be subject to a 5% decrease in rates taking 3p off a pint.

Despite the possibility that the economy will have recovered to pre-pandemic levels by the start of 2022, it feels like it could be another tricky year for businesses to operate in.

However, amongst the headline figures, there are still some brilliant options available to you to help you grow your business and navigate these testing economic conditions, including a National Insurance rate increasing by 1.25% in April 2022.

At Custom Business Finance, we are able to help you find the best deals, rates and opportunities on the market. We take your business personally and love being part of your growth journey. If you have any questions on the budget or how you can take advantage of the extension to the RLS, please get in touch.

hello@custombusinessfinance.co.uk

0114 442 8008