Support Articles The Custom Team Contact

Chris Mangle
Executive Director
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With over 20 years’ experience in business-to-business finance, I pride myself on having a keen eye for detail, coupled with an excellent network of finance and non-finance professionals, colleagues and friends.

Throughout my industry experience I have worked with companies which are owner-managed right through to large corporates and PLCs. The businesses I’ve continually worked with operate in nearly every sector and industry, throughout the UK.

Over the years I have had many successes in helping businesses finance assets, working capital, restructure, refinance, right through to orderly disposal of debt and assets.

Whether working with owner-managed SME clients or large corporates and PLCs, I thrive on seeing the impact of delivering solutions for our customers and playing a part in their success.

In my spare time I enjoy quality time with my family, work on reducing my golf handicap, the occassional mountain walk along with mountain biking.

Email: chris@custombusinessfinance.co.uk

Phone: 07702951828
Martin Taylor
Executive Director
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I have 20 years plus experience working for some of the UK's largest financiers in Lombard and Santander and now I am co owner in Custom Business Finance based in Rotherham, South Yorkshire.

I have reputation for being hardworking, honest, and a reliable individual. I pride myself on building strong working relationships with businesses of all sizes, from new start-ups to multimillion pound organisations.

I thrive on being able to make a real difference to my clients and helping their businesses grow. Working with a wide array of businesses has given me a real insight into the day-to-day challenges that different businesses face. Being able to present commercially sound and well-structured funding solutions to aid these challenges is highly rewarding.

When I’m not working, I’m either trying to improve my golf handicap or spending time with my young family and friends.

Email: martin@custombusinessfinance.co.uk

Phone: 07702951835
David Catling
Executive Director
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I started my career at the RBS Group specifically Lombard Asset Finance in 2003 after graduating with an honours degree in Business and Marketing from Hull University. Having undertaken various roles spanning 6 Counties across many years, I developed many skills, which allowed me to transfer them to Custom Business Finance when we set the business up in 2016.

I have a genuine passion for finance and enjoy supporting our clients’ ambitions. We get involved in some exciting projects, small and large for all sorts of things such as asset finance and asset re-finance, commercial property, property development, invoice discounting and working capital solutions. Clients can range from new start ups to SMEs to large corporate PLC entities spanning a diverse sector base.

In my spare time, I enjoy working out on my spin bike, coaching my twin boys football team, walking, visiting pubs and dining out restaurants with family and friends.

Email: david@custombusinessfinance.co.uk

Phone: 07516725796
Helen Stinson
Assistant Director
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I have 20 years’ experience within the finance sector commencing my first role at Lombard. I am proficient in all aspects of relationship management, payment processing, documentation and customer service. In 2007 I was promoted to the role of Assistant Relationship Manager and relocated to London. There, I was responsible for supporting a team of Relationship Managers and their portfolio of customers.

In 2011 I returned to my Rotherham roots and began a series of Relationship Management support roles assisting various clients, including Private Individuals, Sole Traders, Partnerships and Limited Companies, across numerous business sectors. 2018 saw me complete 17 years’ service with Lombard and with it came the realisation it was time for a new challenge.

In my current role at Custom Business Finance I feel honoured to be part of a business that is completely dedicated to putting customers at the heart of all that we do.

Away from work, I enjoy travelling, long walks in the countryside, listening to music and the occasional glass of red wine - hiccup.

I very much look forward to working with you in the future and supporting all of your business needs.

Email: helen@custombusinessfinance.co.uk

Phone: 07546511124
Ben Brown
Assistant Relationship Manager
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I left college with strong qualifications and started employment at a local comprehensive school where I worked in their ICT department. After a year or so I moved into a classroom teaching environment having completed a HLTA qualification. This elevated my communication and interpersonal skills as I was more involved with behaviour management and in charge of external provision.

Working with people and making a difference is a real passion of mine so now having the opportunity to work at Custom Business Finance in a different environment was an opportunity I grabbed with both hands.

In my spare time I enjoy socialising, spending time with family, mixing with friends and going to the gym as often as I can.

I look forward to working with new acquaintances as I develop new skills with CBF.

Email: ben@custombusinessfinance.co.uk

Phone: 07375830917

Let’s Talk

If you have any questions or queries, or would just like a chat about how we can help with your financial situation, please get in touch via the form.

Alternatively please contact us on:

hello@custombusinessfinance.co.uk
0114 442 8008

Support Articles

Asset refinancing – could you benefit?

09 Apr 2021

How does it work?

The easiest way to explain asset refinancing is you sell your asset to an asset finance provider and then lease it back from the provider in return for fixed payments - your business benefits from an improved cash flow to take advantage of new growth opportunities.

What assets can you refinance?

Asset refinancing is usually only available on assets, such as equipment, plant and machinery and vehicles, that the business owns in full and not those that are currently subject to any existing or outstanding financing arrangements.

In some circumstances it may be possible, subject to certain provisions, to borrow against the existing equity within an asset even if the financing is not yet paid off in full.

Is refinancing right for my business?

Asset refinancing may be a suitable option if your business is asset-rich but cash-poor. Asset refinance would also be worth considering if you want a cash injection to boost working capital, or to cover an unexpected cash shortfall. It provides an alternative line of credit without affecting existing bank financing and does not rely on your credit rating or business performance.

A couple of things to think about

Does refinancing your assets seems like it could be a good option for you and your business? At Custom Business Finance, we’re here to help you make the right decision and support you through the process.

Before you decide to proceed, here are our top 3 things to think about:

What sort of asset are you thinking about refinancing?
What do you plan to use the money on that is released by refinancing an asset?
What are your ideal terms of refinancing?

Once you’ve had a think, we’d love to hear from you!

“There are many ways to restructure or refinance and Custom Business Finance will find you the solution that fits your business. Visit our website below and contact us to discuss or telephone us on 0114 442 8008” - Chris Mangle, Executive Director

hello@custombusinessfinance.co.uk
0114 442 8008